Financial performance

     2015   2016   2017  2018  2019  % change 5yr CAGR1
Capital growth                
Equity R million 35 174 38 244 41 381 46 323 49 303 6 9
Intrinsic value per share cents 7 140,1 5 992,2 6 306,6 8 632 9 265 7 7
Discount percentage 6,9 6,1 7,3 12,1 8,9    
Net asset value per share cents 2 491,6 2 709,1 2 931,3 3 281,4 3 492,4 6 9
Price-to-book times 2,7 2,1 2,0 2,3 2,4    
Total shareholders' return cents 2 169 (183) 1 156 2 679   132 8
Normalised earnings from R million 7 158 7 659 8 166 8 815 9 394 7 7
FNB R million 3 872 4 183 4 360 5 403 6 007 11  
RMB R million 1 959 2 141 2 356 2 504 2 413 (4)  
WesBank R million  1 096 1 342 1 361 631 616 ( 2)  
Aldermore R million    - -   - 94 565 >100   
Rest of FirstRand R million 313 117 257 363 (99)  (>100)  
RMH Property R million    -   -  8 16 140 >100   
Funding and holding company costs R million (82)   (124) (176) (196) (248) 27  
Earnings and dividends per share                
Earnings cents 550,5 535,7 581,2 606,5 706,9 17 6
Diluted earnings cents 550,5 535,7 581,2 606,5 706,9 17 6
Headline earnings cents  508,5 531,7 561,7 627,1 665,2 6 7
Diluted headline earnings cents  508,5 531,7 561,7 627,1 665,2 6 7
Normalised earnings cents 507,0 542,5 578,5 624,4 665,4 7 7
Ordinary dividend cents 276,0 295,0 327,0 351,0 376,0 7 8
Dividend cover                
– Headline earnings times 1,8 1,8 1,7   1,8 1,8    
– Normalised earnings times 1,8   1,8   1,8   1,8 1,8    
Market performance                
Share price                
– Closing cents  6 645   5 625    5 875    7 579 8 440 11 14
– High cents 7 289 7 112    6 800 9 041 8 724   ( 4) 15
– Low cents  5 234   4 821    5 300    5 784 6 840 18 11
Market capitalisation R billion 93 808 79 408     82 938 106 993 119 148    11 14
Volume of shares traded millions 329 593      511 573 546   ( 5)  

1. Compound annual growth rate.

 

Annual compounded growth
 
 
Annual compounded growth

ANNUAL COMPOUND GROWTH

Per share Since listing in 1993 3 years 5 years 10 years
Dividend 20% 8% 11% 14%
Share price (closing) 17% 14% 10% 14%
Total shareholder return 24% 20% 15% 19%